Baton Rouge Bankruptcy Attorneys

Millions of people file for bankruptcy as a way to deal with financial crisis. The purpose of bankruptcy is to help create a new financial start for those who have been suffering from overwhelming debt. Your debt does not have to be enormous, as many people file on small debts as they do on large ones.

How Bankruptcy Works

Once bankruptcy is filed within the courts by one of our Baton Rouge bankruptcy attorneys your creditors will no longer be able to garnish your wages, threaten foreclosure or repossession or even make harassing phone calls to your home or place of employment.

There are two common types of bankruptcy, Chapter 7 and Chapter 13. Depending on your financial situation and your goals the experienced Baton Rouge bankruptcy attorneys in our firm can help determine which is right for you.

Chapter 7

Chapter 7 bankruptcy allows you to become truly debt free. Most of your bad debts will be wiped out and you will have no obligations to repay the loans. You can opt to save your vehicle or your home by not including them in the bankruptcy or by signing a new contract for repayment.

Chapter 13

If you have a home that is going into foreclosure or a vehicle facing repossession, chapter 13 bankruptcy will allow you to create a new payment schedule and keep your possessions. You will be paying your debts backs over time and will need to stick to the schedule given to you. This is only ideal for someone who has the means to repay their debts.

Speak with one of our Baton Rouge bankruptcy attorneys today to find out how they can help you become debt free! There is no obligation and the initial consultation is 100% free!

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