Financial problems can cause strain in all areas of your life. Bankruptcy can be a way to rebalance your life.
Take the right steps
Getting out of financial trouble is easier than you think. By taking the right steps you'll get back on solid financial ground in no time.
The Right Help Makes All the Difference
Working with experienced and reliable attorneys can make the bankruptcy process smooth and as beneficial as possible for you. Call us today for a consultation.
Tying Up Loose Ends
Bankruptcy is a way to make sure your creditors no longer have power over your life. Let us help you get back in control.
Baton Rouge Bankruptcy Attorneys
Millions of people file for bankruptcy as a way to deal with financial crisis. The purpose of bankruptcy is to help create a new financial start for those who have been suffering from overwhelming debt. Your debt does not have to be enormous, as many people file on small debts as they do on large ones.
How Bankruptcy Works
Once bankruptcy is filed within the courts by one of our Baton Rouge bankruptcy attorneys your creditors will no longer be able to garnish your wages, threaten foreclosure or repossession or even make harassing phone calls to your home or place of employment.
There are two common types of bankruptcy, Chapter 7 and Chapter 13. Depending on your financial situation and your goals the experienced Baton Rouge bankruptcy attorneys in our firm can help determine which is right for you.
Chapter 7
Chapter 7 bankruptcy allows you to become truly debt free. Most of your bad debts will be wiped out and you will have no obligations to repay the loans. You can opt to save your vehicle or your home by not including them in the bankruptcy or by signing a new contract for repayment.
Chapter 13
If you have a home that is going into foreclosure or a vehicle facing repossession, chapter 13 bankruptcy will allow you to create a new payment schedule and keep your possessions. You will be paying your debts backs over time and will need to stick to the schedule given to you. This is only ideal for someone who has the means to repay their debts.
Speak with one of our Baton Rouge bankruptcy attorneys today to find out how they can help you become debt free! There is no obligation and the initial consultation is 100% free!